Finance

Finance

Making it through January

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January can be a drag. All the emotional investment – not to mention the expense – that you’ve pumped into Christmas and New Year holidays can make the period through to the spring time feel like an uphill struggle. It’s invariably dark and miserable outside and everyone is tucked up indoors, counting their pennies and wondering whether all that Xmas excess was really worth the while. Obviously, it’s time for a new hobby; something to while away the long, dark hours of those miserable winter evenings.

Old favourites will inevitably score highly. Hitting the gym is the classic expression of a desire to start the New Year as you mean to go on. We’ve nothing against it; a healthy body is a healthy mind and all that. But as a New Year resolution it’s such a cliché that it’s almost doomed from the start. The other half of the cliché, of course, is that by the end of February your gym gear will be stuck in the bottom of the laundry and you’ll have forgotten all about your good intentions. If you’re doing something because you feel you have to – which is the way it usually works post-Christmas – then your motivation will fade faster than you can say ‘healthy eating’. It’s just the way it is.

What you need is something that has the capacity to get more interesting and more rewarding the more of it you do. No one has ever said that about a rowing machine.

If you already enjoy the buzz that goes with the occasional bet, check out the possibilities that spread betting can bring you. Spread betting is betting for grown-ups in that you really do need to do your homework to get it right. If you’re looking for a new way to take your mind off the January blues, getting to grips with the highly sophisticated range of products that leading providers offer can be guaranteed to focus your attention. Tradefair deliver a sophisticated range of spread betting options that extends to financial markets as well as sporting events. As a way to forget about the world outside, you couldn’t ask for a more immersive environment.

Fresh Start
Fresh Start

The great thing about starting out at somewhere like Tradefair is that they allow you to set up a dummy account as a way to learn exactly what is involved. You don’t have to part with a penny – which is no bad thing at this time of the year – but in the process you can build up the expertise and the strategies you’ll need once you start to play for real. You can access it either via a trading screen on your laptop or PC or via a smartphone app. Either way, it is the perfect introduction to a whole new realm of betting. It’s like having a whole new toy to play with, but one that keeps growing the more you learn.

The thing about spread betting is that is requires a degree of insight as to how the mechanics of the bet work as well as a serious attention to the variables involved in what you are actually betting on. It is about as far away as a punt on the Grand National as you could ask for. In the process of working your way to a perfect understanding of your chosen field you will, undoubtedly, add to your stock of knowledge about it. Whether that is sports-related or something more commercially oriented like Foreign Exchange or stock-market trading, an entry into the world of spread betting can be an eye-opening education.

Given all those New Year resolutions – to be a better person, to be fitter and healthier, to be more disciplined and more dedicated – learning about spread betting is just the sort of educational self-improvement that might just help you make it through January.

Big Move? Top Tips to Prepare for Moving House

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Moving house can be one of the most stressful times in a person’s life, which is why it’s crucial that you’re adequately prepared. Here are some top tips designed to prepare you for the big move.

Get Rid of Clutter

You’ll want to reduce the cost of moving as much as possible, which is where a garage sale becomes particularly handy. Gather all the items you won’t be bringing to your new home such as unwanted furniture, clothing items and knickknacks and use it for the contents of your sale. When dealing with the items you’ll be bringing with you, establish what you’ll need immediately when moving in, and what can wait. While the storage units provided at Fort Knox can hold a significant portion of your belongings in between moves, you might consider hiring a furniture removalist for everything else. Not only can they provide assistance in the transportation department, but they’ll be able to assist you with unpacking and retrieving storage. Of course, if you’re on a budget, a DIY move certainly isn’t out of the question.

Moving House
Moving House

Check-off the Essentials

When you’re in the middle of a stressful move, you tend to forget about minute details. However, sometimes it is these smaller, particular demands that need the most attention. For example, questions you should be asking yourself before the big move are: How much stuff do you want moved? What size truck will removalists need to consider? Does your insurance policy cover your move? And you mustn’t forget that it’s also imperative to disconnect the utilities from your old home, and get the facilities such as gas and electricity running in your new home. Again, it’s a bit of a chore, but you won’t regret getting it over and done with before all the chaos begins to surface.

Leave House in Top Shape

As the soon-to-be former owner of your current house, it is your responsibility to obliterate any traces of you ever having lived there. New owners shouldn’t have to suspend their disbelief, but if you neglect your duty as a proof-eraser that is exactly what they’ll be forced to do. Give the walls and ceilings a fresh coat of paint, remove any unattractive wallpaper, and if your carpets have play dough stains, eliminate them as well. By moving day, the house should be absent of anything personal, or simply anything that makes it look worn. This way, the new owners can make it their own without any trouble.

Essentially, you want to make your move as easy as possible from start to finish. Ironically this means a bit of extra work, but it also means less work during the final stages of moving—the hours in which you will want to be relaxing with a good book in one hand and a glass of wine in the other. This is a lot easier to do when you have the comfort of running electricity, hot water and zero complaints of a play dough stained carpet. Much easier.

What can you get for £50?

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What can you get for £50 around the world? From 714 litres of petrol in Venezuela to a single cup of coffee in Indonesia £50 will go a little, or a very long way. Where ever you go though there are always going to be bargains to be found.

With Ladbrokes’ current competition you could get your hands on a brand new Jaguar F-Type convertible by simply registering on logging on to the site, with every £50 spent on eligible games earning you an extra entry to the prize draw. (For full terms and conditions see the Ladbrokes site).

Full the full list of things you can get check out the infographic Ladbrokes have made below.

Ladbrokes Jaguar Infographic
Ladbrokes Jaguar Infographic
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